Victoria Mutual began operations with The Victoria Mutual Building Society (VMBS) which was first opened its doors in 1878. Our founders, a group of Clergymen, led by then Rector of the Kingston Parish Church, Reverend G.W. Downer, formed VMBS with a vision of "meeting the needs of the deserving thrifty".

VMBS' founding fathers had a goal of finding a way to partner with industrious, but financially excluded Jamaicans, to assist them with savings and home acquisition.

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