You might be wondering why auto coverage is super important on vacation.

If that's you, here’s helpful information for you. 

If this is your first time renting a vehicle while on vacation, premium auto insurance is the best way to protect yourself and your family in the event of a serious road accident.

So, ask the car rental agency about premium auto coverage. Most auto rentals include basic liability but we're sure you want to be reassured that you and your loved ones are fully covered while sightseeing throughout the island. 

You know that no vacation is accident-free, so auto coverage makes sense!
 


Auto coverage options at Island Car Rentals

When asking about Jamaica rentals, one package option you can ask about is the Damage to Vehicle Waiver (DVW) which is also known as Collision Damage Waiver (CDW) on the international market. 

Renters wishing to make use of this option when renting Jamaican cars should note that this waiver is optional.  

If you have bought your own insurance coverage or believe you can use your personal motor vehicle policy, you can opt out of buying DVW.

This allows you to save money on the up-front costs for the rental as you would not have to include paying for coverage of the rented car.

When you do that, however, you are basically accepting liability for all damage or loss that may occur which you hope to recover under the terms of your policy. 

While they will not take payment for premium coverage, they will, however, take a security deposit in keeping with the value of the vehicle type which may vary from US$3,500 and could go much higher. 

In case there is an incident or accident, they would charge you out of that deposit. The renter then would have to make a claim back on whatever policy they have to get back their funds. 

They also provide any substantiating documents that the client may need to prove that the claim is valid including copies of their invoice which would show the billing for loss/damage.


No liability package

They go even further with their options by giving clients the chance to totally eliminate any liability. By paying a slightly higher premium, the hirer has Nil Liability. 

All that is needed is for the matter to be reported to the police and Island Car Rentals if there is a loss or any damage (even a total loss). 

However, this benefit would no longer hold where the rental contract terms are breached, so be warned. 

If this happens, such as having an unauthorized driver, all coverage benefits are null and void and the hirer will have to stand all the costs. 

Security deposit is required

Not everyone wants to put up sizeable deposits when renting cars in Jamaica, so Island Car Rentals make available several options to purchase coverage directly.

Renters can choose to limit their liability to a fixed amount. These deductibles usually range from US$750 – US$1,900 depending on vehicle type. 

Whatever the limit of your deductible, that will be the extent of your security deposit so even though you are paying directly for coverage, the deposits are much more manageable than if you were to decline to purchase the DVW.

Worry-free vacations with Island Car Rentals

Vacations are always fun so good information is key to ensure you have a worry-free holiday.

You can hit the road without a care in the world, so ensure that you contact Island Car Rentals if renting a car in Jamaica to help make traveling around the island as easy as 1-2-3.

Island Car Rentals is located at 17 Antigua Avenue in Kingston. The opening hours are Monday to Friday from 8.30 am to 5 pm. 

For more information, visit the Island Car Rentals' website 

Disclaimer

There are some items that are not included in the Nil Liability such as if the vehicle is returned without mats, radios, speakers, tools, and spare tires or if there is damage to the upholstery, carpet, or other fabric covering or vents. 

Lost keys are also not included as well as damage to the undercarriage if it is felt that it happened as a result of negligent operation of the vehicle. 

It definitely pays to consider all auto coverage options before you rent. 

Our reservations team members are available to assist clients in making the best all-around decision not only to save on rental charges but to have the best protection for peace of mind.

 

For more info visit Island Car Rentals Website or email icar@cwjamaica.com

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17 Antigua Avenue, Kingston 10 
1(876) 929-5875 (Jamaica)
1(416) 628-8885 (Canada)
1 (954) 573-9838 (USA)
1 866 978 5335 (Toll Free USA)